How do I find out who my Employer’s worker’s compensation insurance is?

In California, all employers with at least one employee must carry workers’ compensation insurance. So, even though your employer may be small, or family owned, it is still legally required to carry workers’ comp insurance to cover its employees or work-related injuries.Your employer can fulfill its obligations either by purchasing insurance through a licensed insurer or by becoming self-insured. In general, only large employers with a certain minimum in annual earnings are eligible to become self-insured. Because your employer is small, it probably wouldn’t meet these requirements. If your employer has insurance, it’s likely through a licensed third party insurer.

How do I find out my Employer’s worker’s compensation insurance company is?

There are a couple of different ways to find out which insurance company provides coverage to your employer. By law, every California employer must post a notice with the name of its workers’ comp insurance company. The notice must be posted somewhere where employees can easily see it. Check your break room or changing room to see if the notice is posted in there. Or, if your employer doesn’t have a room designated for employees, check near your time clock or ask your supervisor. If you can’t find the workplace poster, you can also search for your employer’s insurance company online through the California Workers’ Compensation Coverage website.

If it turns out that your employer doesn’t have workers’ comp insurance, you can file a lawsuit against your employer in court, also called the Worker’s Compensation Appeals Board.

Or, you can file a claim with the Uninsured Employers Benefits Trust Fund (UEBTF), which is designed to compensate injured workers when their employers fail to secure the required insurance. For more information on filing with the UEBTF, go to the California Department of Industrial Relations website.